This is the card I'd look at first for a business that flies WestJet. Where the personal WestJet RBC World Elite leans on a yearly companion voucher, RBC's business page sells status instead: WestJet Silver from day one, with lounge passes, free checked bags for the whole booking and 6 points per dollar on WestJet flights.
The catch is keeping it. Silver lasts until the end of the following year, then only stays if the card charges $30,000 in a calendar year. For a business that already runs that much through one card, the status is the best part. For a smaller operation, I'd treat year one as the deal and reassess at renewal.
Welcome offer
RBC is advertising up to 100,000 WestJet points plus first-year Silver status, verified on October 13, 2026, for applications received between August 25 and November 30, 2026. The first 45,000 points need only a first purchase in the first 3 months (35,000 arrive within about 6 weeks, 10,000 within 12). Spending $5,000 in 3 months adds 20,000, $15,000 in 6 months adds 25,000, and 10,000 more arrive after the first anniversary.
The spend targets are not cumulative and count only the primary owner's purchases and pre-authorized bill payments. At WestJet's rate of 100 points per $1 toward base fares, RBC values the points at $1,000, and it adds $980 for the Silver benefits to reach its $1,980 headline. That second figure is a valuation of status perks, not points.
The 45,000-point first-purchase tier is close to half the offer for almost no effort, so even a business that cannot reach $15,000 in six months gets most of the value. Put recurring bills on the primary card as pre-authorized payments to build toward the higher tiers.
Fees & eligibility
The card costs $175 a year with no first-year waiver, and additional cards are $75 each, up to 9. That is $36 more than the personal WestJet RBC World Elite at $139.
You need to meet one of four tests: an individual income of $80,000 or household income of $150,000, annual business revenue of $250,000, $25,000 in spending that could go on a credit card, or $400,000 in assets under management. Unlike RBC's Avion business cards, there is no fallback: if you meet none, RBC will not consider the application. Purchases carry 19.99% interest and cash advances 22.99%, with no interest-free period on cash advances. No foreign transaction fee waiver is listed.
Earning rewards
WestJet purchases earn the most: 3 WestJet points per dollar on flights, WestJet Vacations and Sunwing Vacations booked directly, and Silver members get 3 more per dollar on WestJet flights for 6 in total. The business card adds a category the personal card lacks: 3x on telecommunications, shipping and electronics, which fits phone plans, couriers and computer purchases.
Everything else earns 1.5 points per dollar, and no caps are printed. All points from every cardholder on the account land in the primary business cardholder's WestJet Rewards account, and they can be combined with a personal WestJet RBC card that uses the same WestJet ID.
Redeeming rewards
WestJet points are worth 1 cent per point (cpp): 100 points take $1 off a WestJet base fare, taxes and fees, or a WestJet Vacations or Sunwing package. There are no blackout periods and the points do not expire, and they also pay for seat selection, checked bags and cabin upgrades.
The minimum is 2,500 points on a flight and 5,000 on a vacation booking. Member Exclusive fares are discounted, but the whole base fare and charges must be paid in points to get them. Partner airlines and the WestJet eStore are also options.
Perks & benefits
The headline perk is WestJet Silver status from approval until December 31 of the following year. RBC lists 6 lounge passes, two free checked bags for you and up to 8 guests on the same reservation, priority check-in and boarding, and 4 seat selection vouchers among the benefits. Silver continues each year the card charges $30,000, and Status Lift adds $200 of tier qualifying spend for every $5,000, up to $10,000 a year, toward Gold or Platinum.
The primary cardholder is also enrolled in WestJet Biz Tier 1 for corporate fare discounts, kept by booking at least one WestJet flight a year through WestJet Biz with the card. A Mastercard Travel Pass lounge membership is included, but those visits cost US$32 each. RBC's business page lists no companion voucher and no foreign transaction fee waiver.
Insurance
Coverage matches RBC's premium business Avion card. Emergency medical is unlimited for the first 15 days of a trip under 65 and 3 days at 65 or older, for you, your spouse and dependent children. Trip cancellation pays up to $1,500 per person ($5,000 per trip) and trip interruption up to $5,000 per person ($25,000), and trips paid with WestJet points count.
Mobile devices are covered up to $2,000 for 2 years starting 91 days after purchase, lost or stolen bags up to $1,000 per occurrence, and rentals get collision and loss damage cover for 48 days on vehicles with an MSRP up to $65,000. Purchases are protected for 90 days, up to $50,000 a year, with warranties extended by up to 1 year.
My take
I'd get this card if your business flies WestJet regularly and can put $30,000 a year on it; I'd skip it if you mostly fly Air Canada or want a card for spending abroad.
Year one is easy to like: 45,000 points for a first purchase, up to 100,000 in total, and Silver status that turns every WestJet trip into free bags for the whole booking, lounge passes and 6x on the fare. The 3x on phone, shipping and electronics is a useful business touch the personal card does not have.
The value after that depends on $30,000 a year. Without it, Silver lapses and you are paying $175 for a 1.5x card with no companion voucher listed and no FX waiver. If your company spending clears that bar on one card, I think this is the better WestJet card for a business; if not, the personal version at $139 may serve a sole proprietor better.
The good
- First-year WestJet Silver status with lounge passes and free bags
- 45,000 points for a first purchase, up to 100,000 in total
- 3x on WestJet, telecom, shipping and electronics
The catch
- $175 with no first-year waiver
- Silver needs $30,000 a year in card spend after year one
- No companion voucher listed and no FX waiver